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in recent years, national policies have continuously promoted the development of the digital economy and put forward higher requirements for the development of the platform economy. the state administration for market regulation and the national data administration jointly issued the "notice on launching a pilot program for opening credit supervision data to platform enterprises to promote the standardized and healthy development of the platform economy", selecting 8 pilot cities to open credit supervision data and support mobile payment platforms in verifying information related to individual industrial and commercial households. . this will not only help overseas people in china enjoy the convenience of credit card payment in china, but also bring more channels for individual industrial and commercial households to acquire customers and promote the development of the platform economy.

the pilot cities include 8 cities including suzhou in jiangsu, hangzhou in zhejiang, jinan in shandong, wuhan in hubei, changsha in hunan, shenzhen in guangdong, chengdu in sichuan and xi'an in shaanxi. among them, the total number of individual industrial and commercial households in 8 cities accounts for approximately 9.3% of the country. it is expected that this pilot can cover more than 11 million individual industrial and commercial households.

this pilot aims to solve the problem of complex and long cycle for individual industrial and commercial households to open merchant collection codes, and to provide credit risk reference for individual industrial and commercial households for mobile payment platforms. specifically, through the method of "the original data does not leave the domain and the data is available and invisible", the market supervision departments and data management departments in the pilot cities strengthen collaboration to achieve data verification services under the minimum necessary principle. pilot cities are encouraged to actively explore replicable and generalizable experiences and promote them nationwide in a timely manner.

this pilot not only brings convenience to personal payments, but also injects new impetus into the development of the platform economy. this will further promote the vigorous development of the digital economy and contribute to the progress of society as a whole.